What is Bank IFSC Code?

IFSC Code (Indian Financial System Code?)
It is a 11-digit alphanumeric code that is used for NEFT, RTGS and IMPS fund transfers. IFSC CODE of all banks are assigned by the Reserve Bank of India (RBI). Each code is a unique one and helps in the identification of a specific bank branch.

The first four digits of the IFSC code represents the name of the bank, while the fifth digit is "zero" (0), which is reserved for future use. The last 6 digits denote the name of the specific bank branch.

IFSC code is mandatory for fund transfers initiated through net banking. To know the IFSC code of a particular bank branch, you can look it up online. This 11-digit code is also printed on the cheque leaf that is issued by the concerned home bank branch.


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